BricqsBricqs
Industry

Gamify Financial Products Without Compromising Trust

Boost activation, engagement, and financial literacy

Fintech and banking apps use Bricqs to drive account activation, increase feature adoption, and build lasting engagement through gamified journeys. Turn dormant users into active customers with challenges, rewards, and educational experiences that make financial products feel approachable and rewarding.

Industry Results
72%

Account activation

Signup-to-activated rate with gamified onboarding journeys

3.2x

Feature adoption

Users exploring beyond core features through challenges

45%

Reduced churn

90-day retention improvement with engagement mechanics

The Problem

Why fintech engagement strategies fall short

Users sign up but never activate. Features launch but adoption stalls. Onboarding emails get ignored while competitors are one app-store search away.

Over 60% of fintech accounts go dormant within 90 days of signup because onboarding flows lack motivation beyond the initial download incentive
Feature adoption stalls at 15-20% because users stick to one or two core actions and never discover the full product surface area
Churn after signup spikes when users complete their initial goal and see no reason to return, especially in single-purpose apps like payments or transfers
Financial literacy content sits unread in help centers and blog posts because there is no incentive structure to encourage learning and engagement
Referral programs underperform because generic share-and-earn mechanics feel transactional rather than rewarding in a trust-sensitive financial context
The Solution

How Bricqs powers fintech & banking

Purpose-built capabilities for fintech & banking teams.

01

Account activation journeys

Guide new users through key activation steps with progress-based challenges, milestone rewards, and streak mechanics. Each completed action like linking a bank account, making a first transaction, or setting up direct deposit earns points and unlocks the next step, turning onboarding into a game.

72% activation rate
02

Financial literacy quizzes

Build interactive quizzes and educational series that teach users about budgeting, investing, credit scores, and product features. Reward completion with points, badges, and tangible perks like fee waivers or rate boosts that reinforce learning with real financial benefits.

3.2x feature adoption
03

Savings challenges

Launch savings challenges with streak rewards, milestone bonuses, and community leaderboards that make saving money feel competitive and rewarding. Weekly and monthly challenges create habitual engagement patterns that increase deposit frequency and balances over time.

2x deposit frequency
04

Referral programs

Deploy referral programs with tiered bonuses, real-time tracking, and fraud prevention built for regulated industries. Both referrer and referee earn escalating rewards, and built-in compliance controls ensure every referral meets KYC and regulatory requirements before payout.

45% reduced churn

Three steps to launch

From setup to live fintech & banking engagement in minutes.

01

Design your financial engagement experience

Choose from fintech-specific templates or build custom journeys with the drag-and-drop builder. Add activation checklists, financial quizzes, savings challenges, and reward mechanics.

Configure compliance-safe reward structures and preview the user experience on mobile and web.

02

Deploy within your app or as standalone experiences

Embed gamified experiences directly in your banking app via SDK, deploy as standalone microsites for acquisition campaigns, or distribute through email and push notifications.

Every interaction feeds into a unified user profile with engagement history, activation status, and reward balances.

03

Measure activation, adoption, and retention impact

Track real-time metrics across the user lifecycle: signup-to-activation rate, feature adoption depth, deposit frequency, and 90-day retention. Identify which challenges and rewards drive the highest-value behaviors.

Optimize reward economics to maximize LTV while controlling cost per activation.

Example scenarios

Fintech & Banking scenarios

Neobanks

Account Activation Journey

Guide new users from signup to fully activated with step-by-step challenges that reward each activation milestone. Link a card, make a first transfer, set up notifications, and unlock progressive benefits along the way.

01

Sign Up

New user registration with onboarding incentive

Create Account

Email address
Phone number
Get Started
02

Complete Profile

KYC steps gamified with progress tracking

Profile Checklist

Verify email+50
Upload ID+100
Link bank account+200
2/3
03

First Deposit

Bonus reward unlocked on first funding event

First deposit bonus

$25bonus

Deposit $100 or more

Instant credit to account
04

Use Card

First card transaction earns activation badge

Card Activity

First purchase

$42.50

Coffee House - Today

Card activated
05

Badge Earned

Completion badge unlocks premium account features

Fully Activated

All steps complete

Bonus earned$25
Points total350 pts

Key Capabilities

Step-by-step activation checklist with progress trackingMilestone rewards for each completed activation actionStreak bonuses for completing steps within the first weekPersonalized next-step recommendations based on progress
These scenarios show how this industry can apply the core Bricqs workflows.
Platform Features

Everything fintech & banking teams need

Purpose-built tools that make launching and scaling fintech & banking gamification simple.

Step-by-step activation journey builder
Financial literacy quiz and assessment components
Savings challenge templates with streak tracking
Compliance-safe referral program mechanics
Points, badges, and tier progression systems
Leaderboards with privacy-safe display options
Reward fulfillment with cashback and fee waiver integration
Push notification and in-app message triggers
Real-time analytics with cohort-based retention tracking
SDK embedding for native mobile app integration

Fintech & Banking

Boost activation, engagement, and financial literacy

72%
Account activation
3.2x
Feature adoption
45%
Reduced churn
Who it's for

Built for fintech & banking teams

Neobanks
Fintech apps
Credit card companies
Wealth management platforms
Insurance companies

Frequently asked questions

How does Bricqs help fintech apps reduce dormant accounts?

Bricqs creates guided activation journeys that reward users for completing key setup steps like linking accounts, making first transactions, and enabling features. Progress tracking, streak bonuses, and milestone rewards give users a reason to return and complete activation within the first week. Apps using gamified onboarding typically see activation rates increase from under 30% to over 70%.

Is Bricqs suitable for regulated financial services?

Yes. Bricqs provides compliance-safe reward structures that can be configured to gate rewards behind KYC verification, enforce cooling-off periods, and cap reward values per user. Referral programs include built-in fraud detection with velocity checks and duplicate prevention. All participant data is stored with tenant isolation and can be exported or erased for GDPR and regulatory compliance.

How do financial literacy quizzes drive product adoption?

Interactive quizzes teach users about product features in context. When a user completes a quiz about budgeting tools, they understand the feature and are rewarded with points or a fee waiver that incentivizes trying it. This learn-then-try pattern drives 3.2x higher feature adoption compared to in-app tooltips or email campaigns because users feel informed and motivated.

Can savings challenges actually change user behavior?

Yes. Gamified savings challenges leverage behavioral psychology including streak mechanics, loss aversion, and social comparison through leaderboards to create habitual saving patterns. Users who join savings challenges typically increase deposit frequency by 2x and maintain higher average balances. The key is combining short-term rewards with visible progress toward long-term goals.

How does Bricqs integrate with existing banking apps?

Bricqs offers a headless SDK with React hooks that embed directly into your native or web application. The SDK provides hooks for points, badges, tiers, leaderboards, and challenges without imposing any UI. Your engineering team maintains full control over the look and feel while Bricqs handles the gamification logic, reward tracking, and analytics backend.

What metrics should fintech teams track for gamified engagement?

Primary metrics include signup-to-activation rate, feature adoption depth (number of features used per user), 30/60/90-day retention, deposit frequency, and referral conversion rate. Bricqs dashboards track these alongside engagement metrics like challenge completion rate, streak length, and reward redemption. The goal is connecting gamification activity to business outcomes like LTV and cost per activated user.

Why teams don't rebuild this twice

Under the hood, Bricqs runs a production-grade engagement infrastructure — so you don't have to build it.

3xfaster to launch vs custom build
99.9%uptime guarantee
~0engineering hours to maintain
User Action
Spin the Wheel
Runtime
Rules Engine
Fair Play
Reward Ledger
Reward Assigned
Delivered

If engagement matters after day one, you need a system.

Start building your first campaign in minutes. Design, launch, and scale - with rules, rewards, and fairness built in.

3x
Faster than custom build
~30min
Average time to launch
0
Engineering hours needed